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Self-employed? Here's how to get a mortgage

Borrowers typically have to provide two years' worth of tax returns, which often don't accurately reflect the take-home pay of self-employed people. “How we qualify self-employed doesn't always agree with how the IRS says you can run your business legally,” says Pava Leyrer, training and development manager at Northern Mortgage Services in Grand Rapids, Michigan. Self-employed people can take …