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How to shave years off your long mortgage

© Glowimages/Getty Images Money, pen and calculator on top of calendar. Glowimages/Getty Images Think turning a 30-year mortgage into a “30 year” lien you pay off a few years early is as easy as sneaking in some extra payments?

Mortgage-free households on the rise

More properties were owned outright than with a mortgage among households in England for the first time in 2013-14, but renting is higher among the young, figures show.